Later Life Planning
Planning for later life gives peace of mind, enabling you to plan your IHT exposure, make gifts to your heirs during your lifetime and secure a pre-set income should you need long-term care in the future.
Later Life Planning
Our later life planning advice enables you to plan for IHT by providing monetary gifts to your loved ones and securing an income to help cover your long term care costs.
Long Term Care
Apart from the emotional cost, arranging care for yourself or a loved one is extremely complicated. Dealing with issues like Lasting Powers of Attorney* can cause stress.
Maximising your Pension
The generous tax reliefs allocated within pension arrangements means that they play an important role in tax planning.
Nearing Retirement
When approaching retirement age, the right type of advice can make a huge difference. Start to prepare your finances for retirement, at least two years before you retire.
Planning Retirement
When you retire, depending on your type of pension, you have the option of taking up to 25% as tax-free cash from your pension savings.
Self-Invested Pension
Self-Invested Pensions Plans (SIPPs) enable you to save towards your pension in a tax efficient manner, with the added benefit of flexibility.
The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax reliefs depends on individual circumstances.
* Powers of Attorney involve the referral to a service which is separate and distinct to those offered by St. James’s Place and are not regulated by the Financial Conduct Authority.
A knowledgeable advice service tailored to you and your specific needs.
At Wellesley, we support a wide variety of investment values.
Your financial future and available options can be confusing, view our frequently asked questions.
Invest time in our newsletter
Wellesley Wealth Advisory together with St. James’s Place Wealth Management plc are the data controllers of any personal data you provide to us.
For further information on our uses of your personal data, please see our Privacy Policy or the St. James’s Place Privacy Policy.
© Wellesley Wealth Advisory 2020
Wellesley House, 50 Victoria Road, Burgess Hill, West Sussex RH15 9LH