Retirement And Pensions with with Ian Howard

Call 01444251884

Retirement And Pensions

The generous tax reliefs allocated within pension arrangements means that they play an important role in tax planning. Personal contributions to a pension currently qualify for Income Tax relief at the individual’s highest marginal rate and can also indirectly provide other tax advantages.

For example, using the Tapered Annual Allowance, carrying forward unused reliefs and optimising Lifetime Allowance protection opportunities.

A brief guide to help achieve your retirement goals

  • You can pay in a regular amount or make a one-off lump sum payment.

  • Other people can also make a contribution on your behalf – employers, partners or other family members can help you save for your retirement.

  • You can pay into a pension for someone else, for example your children (age restrictions apply).

  • It is flexible – you can change the amount you pay in, and also pay lump sums if you wish.

  • If you die before you retire, the value of your plan could be paid as a cash lump sum to your beneficiaries.

  • The amount of tax relief you’ll receive depends on your individual circumstances.

To have an initial conversation with Ian,
please call 01444251884

Ian Howard – Senior Adviser

Ian Howard has been with Wellesley since 2006, and has been in the industry since 1990. People often ask Ian what he does: he says, simply, “I help people”.

With such a myriad of choices out there, Ian always asks clients what it is they do or don’t want to do, and takes it from there. Once he’s established a relationship with a client, he likes to keep in touch regularly to stay up to date with their interests – once they’re happy, he’s happy!

Out of Hours: Ian is married to Julie, and they live in East Preston with their two young sons, Louis and Harry, as well as Sid the dog. He would like to find some free time, however, being a Nottingham Forest fan, it’s probably best not to spend too much free time following sport!

Watch this short video to find out more about Ian Howard or get in touch by calling 01444251884

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Wellesley Wealth Advisory & St. James’s Place Wealth Management

For Investment Management, as a Principal Partner Practice of St. James’s Place Wealth Management, we have access to a variety of carefully-selected fund managers of outstanding ability to manage the St. James’s Place funds.

Our Approach

Our approach with St James’s Place offers our clients a real opportunity to diversify their investments by spreading their money across funds managed by who St. James’s Place believe to be first-class managers with different styles. It also enables St. James’s Place to change any managers at short notice if they have lost confidence in them, without any inconvenience to our clients.

We believe the process we follow provides our clients with the best chance to achieve superior returns over the medium to long term from expert investment management.

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The Wellesley Charitable Foundation was set up in 2012. The principal aim of the Foundation is to raise money for local charities in Sussex and the surrounding counties which help ill or disadvantaged children.