St. James’s Place funds invest in a wide range of asset classes that include:

Fixed Interest
In a time of low interest rates, the opportunity for an increased income can be offered through gilts and corporate bonds

Equities
Over the longer term, history has shown that equities present the opportunity to grow your wealth and capital*

Commercial Property
For those looking for a return on rental income, commercial property presents the opportunity for a sustainable income. This market also offers the opportunity to gain long-term capital growth*.

The value of an investment with St. James’s Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.

Equities do not provide the security of capital associated with a deposit account with a bank or building society.

Past performance is not a guide to future performance.

The value of property is a matter of the valuer’s opinion and not fact.

*Source data: Barclays Equity Gilt Study 2016