Investment Bonds

With concerns around the pace of inflation against your investments, is a sustainable income still achievable?

For some time now, low levels of income have been paid on bank and building society deposit accounts, and the likelihood of a better return on investment against the rate of inflation can be a concern for investors. One solution to this is an Investment Bond.

An Investment Bond is a long-term investment product, offering many benefits including a wide range of asset classes. It provides a simple solution to capital growth, income and tax planning requirements and allows investors to manage their personal liability to Income and Capital Gains Taxes, along with the opportunity to switch easily between funds and to spread risk.

The value of an investment with St. James’s Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.

Equities do not provide the security of capital associated with a deposit account with a bank or building society.

If income taken exceeds the growth of the Bond, the capital will be eroded.

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If you would like more information, please contact Wellesley Wealth Advisory on 01444 244551 or via email at info@wellesleywa.co.uk

The main benefits are:

  • Access to the St. James’s Place’s distinctive approach to investment management, with a choice of some of the UK’s best fund managers

  • As your circumstances change, the Investment Bond allows you the flexibility and freedom to switch funds

  • The flexibility to take a regular and tax-efficient income

  • Reduce your personal tax liability

  • Minimal administration

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