Planning your Retirement 2018-11-01T14:24:16+00:00

Planning Your Retirement

When you retire, depending on your type of pension, you have the option of taking up to 25% as tax-free cash from your pension savings. You then have the choice of taking the rest of your savings as income or as a lump sum, subject to marginal tax rates.

Working with a carefully selected panel of providers, through St. James’s Place we offer the following range of options on retirement:

  • Self-Invested Pension Plans (SIPPs)

  • Trustee Schemes

  • Retirement Plans

  • Drawdown Plans

  • Annuities

  • Leave your pension pot to someone when you die – there’ll be tax implications for doing this.

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Your St. James’s Place Partner at Wellesley Wealth Advisory can guide you through all the options to help you make the right decision regards your annuity purchase, whether you can draw your whole fund as a cash lump sum, or whether a pension drawdown would be more suitable. Please contact Wellesley Wealth Advisory on 01444 244551 or via email at info@wellesleywa.co.uk

Chiswick - 20/11/2018
Investment & Inheritance Tax Planning Seminar
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The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

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