If you are looking to invest for the long term for your retirement, or for future school fees, for example, there are a range of growth portfolios available to you with differing levels of risk.
There are a range of income portfolios available to you with differing levels of risk. The higher risk portfolios do not necessarily generate higher levels of income, however, they have greater potential for rising income and capital growth over a medium to long period of time. These are designed for investors looking to generate income for a long retirement, or simply looking to build an attractive income for the future.
The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.