Retirement And Pensions with Richard Rochford

Call 01444251888

Retirement And Pensions

The generous tax reliefs allocated within pension arrangements means that they play an important role in tax planning. Personal contributions to a pension currently qualify for Income Tax relief at the individual’s highest marginal rate and can also indirectly provide other tax advantages.

For example, using the Tapered Annual Allowance, carrying forward unused reliefs and optimising Lifetime Allowance protection opportunities.

A brief guide to help achieve your retirement goals

  • You can pay in a regular amount or make a one-off lump sum payment.

  • Other people can also make a contribution on your behalf – employers, partners or other family members can help you save for your retirement.

  • You can pay into a pension for someone else, for example your children (age restrictions apply).

  • It is flexible – you can change the amount you pay in, and also pay lump sums if you wish.

  • If you die before you retire, the value of your plan could be paid as a cash lump sum to your beneficiaries.

  • The amount of tax relief you’ll receive depends on your individual circumstances.

To have an initial conversation with Richard,
please call 01444251888

Richard Rochford – Senior Adviser

Richard Rochford started in the industry in 1995, and was invited to join Wellesley in 2008, with specialties in investment and inheritance tax planning.

Richard’s role also includes a lot of retirement planning – he plans and arranges clients’ affairs to help them maximise on their potential returns, through both investment and tax-efficient planning, enabling them to meet both their short-term and long-term goals.

Qualifications: Richard is Diploma-qualified and is working towards becoming Chartered.

Out of Hours: Richard is a Trustee of the Wellesley Charitable Foundation and takes an active interest in many aspects of fundraising, including participation in a number of cycle challenges and the 2013 Brighton Marathon. In his spare time, Richard enjoys scuba diving, is a keen cyclist and has recently started playing golf.

Watch this short video to find out more about Richard Rochford or get in touch by calling 01444251888

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Wellesley Wealth Advisory & St. James’s Place Wealth Management

For Investment Management, as a Principal Partner Practice of St. James’s Place Wealth Management, we have access to a variety of carefully-selected fund managers of outstanding ability to manage the St. James’s Place funds.

Our Approach

Our approach with St James’s Place offers our clients a real opportunity to diversify their investments by spreading their money across funds managed by who St. James’s Place believe to be first-class managers with different styles. It also enables St. James’s Place to change any managers at short notice if they have lost confidence in them, without any inconvenience to our clients.

We believe the process we follow provides our clients with the best chance to achieve superior returns over the medium to long term from expert investment management.

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The Wellesley Charitable Foundation was set up in 2012. The principal aim of the Foundation is to raise money for local charities in Sussex and the surrounding counties which help ill or disadvantaged children.

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