Retirement And Pensions with Stephen Gabbitas

Call 01444251882

Retirement And Pensions

The generous tax reliefs allocated within pension arrangements means that they play an important role in tax planning. Personal contributions to a pension currently qualify for Income Tax relief at the individual’s highest marginal rate and can also indirectly provide other tax advantages.

For example, using the Tapered Annual Allowance, carrying forward unused reliefs and optimising Lifetime Allowance protection opportunities.

A brief guide to help achieve your retirement goals

  • You can pay in a regular amount or make a one-off lump sum payment.

  • Other people can also make a contribution on your behalf – employers, partners or other family members can help you save for your retirement.

  • You can pay into a pension for someone else, for example your children (age restrictions apply).

  • It is flexible – you can change the amount you pay in, and also pay lump sums if you wish.

  • If you die before you retire, the value of your plan could be paid as a cash lump sum to your beneficiaries.

  • The amount of tax relief you’ll receive depends on your individual circumstances.

To have an initial conversation with Stephen,
please call 01444251882

Stephen Gabbitas – Senior Adviser

Stephen Gabbitas is a Chartered Financial Planner with over thirty years’ experience in the industry. His expertise lies in investments, pensions and inheritance tax planning.

Stephen believes that it is crucial to align your legal needs with your investment strategy, and that’s what he’s here to help you do. The biggest motivating factor across Stephen’s career has been to help others achieve success, and he gets a great deal of pleasure from seeing others doing well.

Qualifications: FPFS, Chartered Financial Planner, Dyke Golf Club

Out of Hours: Stephen is a Trustee of the Wellesley Charitable Foundation. He lives with Sally in Henfield – they enjoy walking their dogs on the nearby South Downs. Stephen is also a member at the challenging Dyke Golf Club and also at The Drive Bowling Club. Other leisure time activities include gardening, cooking and getting away in his motorhome whenever possible.

Watch this short video to find out more about Stephen Gabbitas or get in touch by calling 01444251882

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We believe the process we follow provides our clients with the best chance to achieve superior returns over the medium to long term from expert investment management.

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