Refer a Friend

Terms & Conditions

1. Eligibility

1.1 The Refer a Friend programme (“the Programme”) is open to individuals aged 18 or over who are residents of the United Kingdom.

1.2 To participate, the Referrer must be an existing customer or client of Wellesley Investment Management Ltd (“the Company/We”).

1.3 The Referee (the person being referred) must be a new customer who has not previously submitted a mortgage enquiry, application, or completed a mortgage with Wellesley Investment Management Ltd.

2. How to Refer

2.1 To make a referral, the Referrer must ensure that the Referee provides the Referrer’s full name at the point of their initial enquiry.

2.2 A referral is valid only where the Referee’s details are received before the Referee’s initial contact or application.

2.3 There is a limit of five (5) successful referrals per Referrer during the lifetime of the Programme, unless otherwise agreed in writing.

3. Rewards

3.1 Both the Referrer and the Referee will each receive a £25 Amazon.co.uk Gift Voucher (“Reward”) once the referred mortgage application has completed and funds have been drawn down.

3.2 No Reward will be issued if:

  • The Referee’s application is withdrawn, declined, or cancelled;
  • The mortgage does not complete; or
  • The Referrer or Referee fails to meet the eligibility criteria.

3.3 Rewards will be issued within 30 days of mortgage completion via email to the address provided at the time of participation.

3.4 The Reward is non-transferable, non-exchangeable, and cannot be redeemed for cash or any other alternative.

3.5 We are not responsible for lost, stolen, or undelivered gift cards.

4. Restrictions

4.1 Referrers may not refer themselves.

4.2 The Programme may not be used for commercial purposes or shared via paid advertising, bulk email, or social media promotions without prior written consent.

4.3 Any fraudulent, abusive, or manipulative activity (including duplicate or false referrals) will result in disqualification and may result in further action.

5. Data Protection

5.1 By participating, both the Referrer and Referee acknowledge that we will process their personal data in accordance with our privacy policy. Full details of which are available here: www.wellesleywa.co.uk/privacy-policy/

5.2 Referrers must have the Referee’s consent before submitting their details.

6. Changes and Termination

6.1 The Programme ends on 31 December 2025. Referrals made on or before that date will still qualify once the referred mortgage completes.

6.2 We reserve the right to amend, suspend, or withdraw this Programme at any time without prior notice.

6.3 Any valid referrals received prior to the date of withdrawal or amendment will be honoured in accordance with these Terms & Conditions.

7. General

7.1 This offer is not a financial promotion and does not constitute mortgage advice or a recommendation.

7.2 We reserve the right to withhold or recover any Reward where it reasonably suspects breach of these Terms.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Wellesley is an Appointed Representative of and represents only St. James’s Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the group’s wealth management products and services, more details of which are set out on the group’s website www.sjp.co.uk/products. Wellesley is a trading name of Wellesley Investment Management Limited, registered in England & Wales No. 6530147. Registered Office: 44 The Pantiles, Tunbridge Wells, Kent TN2 5TN.

Refer a Friend

Terms & Conditions

1. Eligibility

1.1 The Refer a Friend programme (“the Programme”) is open to individuals aged 18 or over who are residents of the United Kingdom.

1.2 To participate, the Referrer must be an existing customer or client of Wellesley Investment Management Ltd (“the Company/We”).

1.3 The Referee (the person being referred) must be a new customer who has not previously submitted a mortgage enquiry, application, or completed a mortgage with Wellesley Investment Management Ltd.

2. How to Refer

2.1 To make a referral, the Referrer must ensure that the Referee provides the Referrer’s full name at the point of their initial enquiry.

2.2 A referral is valid only where the Referee’s details are received before the Referee’s initial contact or application.

2.3 There is a limit of five (5) successful referrals per Referrer during the lifetime of the Programme, unless otherwise agreed in writing.

3. Rewards

3.1 Both the Referrer and the Referee will each receive a £25 Amazon.co.uk Gift Voucher (“Reward”) once the referred mortgage application has completed and funds have been drawn down.

3.2 No Reward will be issued if:

  • The Referee’s application is withdrawn, declined, or cancelled;
  • The mortgage does not complete; or
  • The Referrer or Referee fails to meet the eligibility criteria.

3.3 Rewards will be issued within 30 days of mortgage completion via email to the address provided at the time of participation.

3.4 The Reward is non-transferable, non-exchangeable, and cannot be redeemed for cash or any other alternative.

3.5 We are not responsible for lost, stolen, or undelivered gift cards.

4. Restrictions

4.1 Referrers may not refer themselves.

4.2 The Programme may not be used for commercial purposes or shared via paid advertising, bulk email, or social media promotions without prior written consent.

4.3 Any fraudulent, abusive, or manipulative activity (including duplicate or false referrals) will result in disqualification and may result in further action.

5. Data Protection

5.1 By participating, both the Referrer and Referee acknowledge that we will process their personal data in accordance with our privacy policy. Full details of which are available here: www.wellesleywa.co.uk/privacy-policy/

5.2 Referrers must have the Referee’s consent before submitting their details.

6. Changes and Termination

6.1 The Programme ends on 31 December 2025. Referrals made on or before that date will still qualify once the referred mortgage completes.

6.2 We reserve the right to amend, suspend, or withdraw this Programme at any time without prior notice.

6.3 Any valid referrals received prior to the date of withdrawal or amendment will be honoured in accordance with these Terms & Conditions.

7. General

7.1 This offer is not a financial promotion and does not constitute mortgage advice or a recommendation.

7.2 We reserve the right to withhold or recover any Reward where it reasonably suspects breach of these Terms.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Wellesley is an Appointed Representative of and represents only St. James’s Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the group’s wealth management products and services, more details of which are set out on the group’s website www.sjp.co.uk/products. Wellesley is a trading name of Wellesley Investment Management Limited, registered in England & Wales No. 6530147. Registered Office: 44 The Pantiles, Tunbridge Wells, Kent TN2 5TN.

In order for us to deliver such financial services and deal with any correspondence that may arise, we need to collect and process personal information. This makes us a “data controller”.

Wellesley Wealth Advisory in the United Kingdom will be acting as data controller of your personal information, jointly with St. James’s Place Wealth Management.

Depending on our relationship with you (whether you are a prospective or existing client or a business partner), we will collect and use different personal information about you for different reasons.

Sometimes we will request or receive “special categories of personal information” (which is information relating to your health, genetic or biometric data, criminal convictions, sex life, sexual orientation, racial or ethnic origin, political opinions, religious or philosophical beliefs, and trade union membership). For example in order to better understand your current and potential future circumstances and recommend appropriate financial investments, we may need access to information about your health. Details about your health might also be needed for us to make reasonable adjustments when providing our services to you.

We also use details of any unspent criminal convictions for fraud prevention purposes.

Where you provide personal information to us about other individuals (for example, members of your family or other dependents) we will also be data controller of their personal information and responsible for protecting their personal information and using it appropriately. This notice will therefore apply to those individuals and you should refer them to this notice.

In order to make this notice as user friendly as possible, we have split it into different sections.

We carry out the following marketing activities depending on the relationship that we have with you:

1. Where you are a prospective client

As part of our follow-up telephone call we will discuss the wealth management services we offer which you might be interested in and we will answer any questions that you may have.

Where we have obtained your personal information from a marketing list from a third party, we will have undertaken rigorous checks to verify that those third parties have obtained appropriate consent for us to market to you.

We will use also your personal information to provide you with information about our wealth management services and any newsletters and event invites where you have provided your consent for us to do so.

We will also provide you with information of St. James’s Place wealth management products and other third party products which we think may interest you where you have indicated that you would like to receive this.

2. Where you are an existing client

We will use your personal information to provide you with information about our wealth management services and any newsletters and event invites where it is part of the ongoing wealth management services we offer or where you have provided your consent for us to do so.

We will also provide you with information of St. James’s Place wealth management products and other third party products which we think may interest you where you have consented to receive this.

General marketing practices

If you wish to opt out of marketing, you may do so by clicking on any “unsubscribe” link or responding to any marketing email communication confirming you would like to opt out or telling us when we call you. Otherwise you can always contact us to update your contact preferences.

Please note that, even if you opt out of receiving marketing messages, we may still send you communications in connection with the services we offer you.

We will only keep your personal information for as long as reasonably necessary to fulfil the purposes set out in the section above, to comply with our legal and regulatory obligations or for as long as necessary to respond to concerns you raise with the advice you received. As a financial service firm, we are regulated by the Financial Conduct Authority (the FCA) who imposes certain record-keeping rules which we must adhere to.

If you would like further information regarding the periods for which your personal information will be stored, please contact us using the details set out in the ‘Contacting St James’s Palce’ section below.

There may be some instances where your personal information is transferred to countries outside of the European Economic Area (“EEA“) such as when we transfer information to our other companies in the SJP group or to third party suppliers who are based outside the EEA or when third parties who act on our behalf transfer your personal information to countries outside the EEA. Where such a transfer takes place, we will take the appropriate safeguarding measures to ensure that your personal information is adequately protected. We will do so in a number of ways including:

We are also entitled under European data protection laws to transfer your personal information to countries outside the EEA where it is necessary for the performance of the contract we have with you.

Depending on our relationship and your particular circumstances, we might transfer personal information anywhere in the world. An example of our regular data transfers outside the EEA is set out below:

Country of transfer   Reason for the transfer Method we use to protect your information
China, Hong Kong and Singapore   Provision of data to international offices to support clients living    overseas. We have standard contractual clauses in place

If you would like further information regarding our data transfers and the steps we take to safeguard your personal information, please contact us using the details set out in the contact section below.

At St. James’s Place, we take our responsibility to look after your personal information and privacy seriously. In today’s world, we have all seen a growing trend in cybercrime and security breaches. We have a number of security measures in place to help prevent fraud and cybercrime.

  1. We have a dedicated group, the “Information Security Oversight Committee”, that provides oversight and guidance to our information security and privacy programme.
  2. We educate and train our employees, Partners and contractors on their information security, fraud prevention and privacy obligations annually.
  3. When you login, or send us information on the internet we protect the security of this information while it is being transmitted by encrypting it using Secure Sockets Layer (SSL).
  4. We will always interact with you in a safe, secure and consistent manner.
  5. We continually review our physical and logical security controls in place across the business.
  6. We conduct security testing of our applications and services in a controlled testing environment before they are made available for our Clients to use.
  7. We have a business resiliency plan with a disaster recovery and business continuity testing.

However, whilst we take appropriate technical and organisational measures to safeguard your personal data, please note that we cannot guarantee the security of any personal data that you transfer over the internet to us.

The Wellesley Wealth Advisory and St. James’s Place websites uses cookies – small text files that are stored on your computer or in your browser – to help us to monitor how visitors use our site and allow us to maintain the optimum experience for website users. The website does not store or capture personal information about you when you visit it, it merely records traffic information. This means information about all of our visitors collectively, for example the number of visits the website receives. In order to respect our visitors’ rights of privacy, this information is anonymous and no individual visitor can be identified from it.

You can disable and delete cookies by changing the appropriate setting within your browser’s ‘Help’, ‘Tools’ or ‘Settings’ menu. Please note that by disabling cookies you may not benefit from some of the features of our site. You can find out more about deleting or controlling cookies by visiting aboutcookies.org.

This website uses Google Analytics, a web analytics service provided by Google, Inc. (‘Google’). Google Analytics uses cookies (text files placed on your computer) to help the website operators analyse how users use the site. The information generated by the cookie about your use of the website (including your IP address) will be transmitted to and stored by Google on servers in the United States. Google will use this information for the purpose of evaluating your use of the website, compiling reports on website activity for website operators and providing other services relating to website activity and internet usage. Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google’s behalf. Google will not associate your IP address with any other data held by Google.

In addition, we use Google’s remarketing technology to advertise online. In doing so, Google will place or read a unique ad-serving cookie on your computer and will use non-personal information about your browser and your activity on our sites to serve ads on their content network. Please click here for more information about remarketing or to opt-out of the Google remarketing cookie.

We will only collect personal information about you if you send us an e-mail enquiry via the ‘contact us’ facility or you register to receive your Unit Trust Manager’s Reports by email. In order for this to happen, you will need to fill out the on line ‘contact us’ form or complete the registration details. The type of information being collected for an enquiry will be apparent from the layout of the ‘contact us’ form, which also tells you how this information will be used. The type of information collected to register to receive the Unit Trust Manager’s Reports by email will be apparent from the details requested when you register. The information collected when you register will only be used to email your Unit Trust Manager’s Reports and for no other reason.

We take all reasonable precautions to protect our visitors’ information, both on and off line. If your personal information changes, please let us know and we will correct, update or remove any information that we hold about you on our active databases. We may however need to retain archive copies of that personal information for legal or audit purposes. If you have any queries regarding the way in which Wellesley Wealth Advisory or  St. James’s Place handles data collected from you on this website, please contact us for more information.

By using this website, you consent to the processing of data about you by Google in the manner and for the purposes set out in the above four paragraphs.

Please note that if you communicate with us electronically, including by e-mail, telephone or fax, this communication may be randomly monitored and/or recorded to protect the interests of our business and our customers. This includes for the purposes of maintaining customer/service quality standards, detection of and/or prevention of crime and to ensure that St. James’s Place employees comply with legal obligations and St. James’s Place policies and procedures (including our customer relations practices).

We may provide hyperlinks from this website (‘the Site’) to websites of other organisations including websites of associated companies. Please note that this Privacy Policy applies only to this Site and that Wellesley Wealth Advisory or St. James’s Place will not be liable for the contents of linked websites or any transactions carried out with organisations operating those websites.

You have several rights which you can exercise at any time relating to the personal information that we hold about you and use in the ways set out in this notice. Please contact us at any time if you wish to exercise these rights; we will not usually charge you.

We respect your rights and will always consider and assess them but please be aware that there may be some instances where we cannot comply with a request that you make as the consequence might be that:

  • in doing so we could not comply with our own legal or regulatory requirements for example we are under obligations to hold records of our dealings with you for certain periods of time; or
  • in doing so we could not provide services to you and would have to cancel your client agreement, for example we could not enter into investments on your behalf if we had deleted your personal information.

We will of course inform you if any of the above situations arise and if we are unable to comply with your request.

Please click here for Wellesley Wealth Advisory contact details.

If you would like any further information about any of the matters in this notice or if you have any other questions about how St. James’s Place collect, store or use your personal information, you may contact the St. James’s Place Data Protection Officer at St. James’s Place Wealth Management Group plc, St. James’s Place House, 1 Tetbury Road, Cirencester, Gloucestershire, GL7 1FP, dpo@sjp.co.uk and 0800 0138 137.

From time to time we may need to make changes to this notice, for example, as the result of changes to law, technologies, or other developments.

This notice was last updated on 18-06-2018.