The new tax year is here –

Are you ready?

A new tax year has officially begun, bringing fresh opportunities to grow your wealth and plan ahead with confidence. While next April may seem far away, starting early can make a real difference.

Why plan now?

Make the most of tax allowances
Your annual personal allowance, ISA allowance, pension contribution allowance and gifting allowances reset to zero every year.

Avoid last-minute pressure
Have better control over your cash-flow by contributing gradually throughout the year. It might also help you avoid market timing risks.

Give your investments more time to grow
The earlier you invest, the longer your money benefits from potential tax-free growth.

If you’d like to review your financial plan and ensure you’re making the most of this tax year, we’d be happy to help. Use our tax year-end checklist to help guide you through some of the key areas to consider and, if you’d like to arrange a more detailed conversation, please get in touch.

The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

The levels and bases of taxation, and reliefs from taxation, can change at any time. The value of any tax relief is generally dependent on individual circumstances.